CURRENTLY IN DEVELOPMENT

Stability beyond the dollar.
Yield without speculation.

PENX Coin issues the fully reserved PENX stablecoin — the Digital Peruvian Sol — backed by Peruvian Sol–denominated sovereign assets. Built for fast settlement, 24/7 liquidity, and institutional-grade transparency.

1 PENX = 1 Peruvian Sol (PEN) · Fully backed · Audited · Regulatory-first

Institutions & Developers: API docs coming Q4 2026.

Backing

100% Reserved

Standard

ERC-20 / SPL

Audits

Top-Tier Firms

Compliance

Regulatory First

P/

PENX

PENX Stablecoin

1.00 PEN
Reserves PEN Cash + Gov Bonds (PEN)

Settlement

< 2 Seconds

Availability

24/7/365

Digital cash,
built for Peru — usable worldwide.

PENX behaves like the Peruvian Sol you already know, but with internet superpowers: move funds globally in seconds, settle instantly, and enable programmable money.

Fully Reserved

Every PENX is backed 1:1 by Peruvian Sol–denominated assets, including cash and Peruvian sovereign bonds held in segregated accounts with independent custody.

Borderless Liquidity

Send Soles to anyone, anywhere, without banking hours. Designed for fast settlement and built to be compatible with major on-chain ecosystems.

Why not just another USD stablecoin?

USD stablecoins solved volatility — but not efficiency. Most users receive little or no yield, and everyone remains concentrated in a single currency. PENX adds a second dimension: currency diversification combined with a structural yield advantage, without sacrificing stability.

A structural yield advantage (conservatively shared)

PENX is backed by Peruvian sovereign bonds denominated in PEN, which have historically yielded more than comparable US Treasuries. PENX may share a portion of this yield with eligible users while retaining reserves for liquidity and long-term resilience.

Yield, if offered, is variable and not guaranteed. PENX does not distribute the full underlying yield.

Why the Peruvian Sol?

The Peruvian Sol has a long record of monetary discipline, low inflation and comparatively low FX volatility versus USD.

Illustrative charts for communication purposes. Historical patterns do not guarantee future results.

Inflation comparison chart (illustrative)

Peru has historically maintained lower inflation than most Latin American economies over long periods (illustrative).

FX volatility chart (illustrative)

The Peruvian Sol has shown lower FX volatility vs USD than most major LatAm currencies (illustrative).

Sovereign bond yield comparison chart (illustrative)

Peruvian sovereign bonds have historically yielded more than US Treasuries (illustrative). User yield, if offered, is variable and not guaranteed.

ANDEAN ASSET PROTOCOL

Invest in the Real Economy.
On Chain.

We are building the infrastructure to tokenize Peru's most valuable assets. From government bonds to blue-chip equities, PENX Coin makes them accessible, fractionalized, and liquid.

Corporate Bonds

Access yields from Peru's leading companies via fractionalized tokenized bonds.

Learn more

Public Equities

Trade tokenized shares of local markets with faster settlement and reduced custodial friction.

Learn more

Treasury Bills

Low-risk sovereign debt (Bonos Soberanos), tokenized for stable, predictable access in your digital wallet.

Learn more

Trust is our currency.

PENX Coin is committed to high standards of transparency. We publish regular reserve reporting and independent third-party attestations regarding PENX reserves.

Reserve Policy (Summary)

  • 100% reserved: reserve assets are equal to or greater than PENX in circulation.
  • Currency-matched: reserves are primarily Peruvian Sol–denominated assets.
  • No rehypothecation: reserve assets are not lent or pledged.
  • Liquidity buffers: cash and short-duration instruments support timely redemptions.
  • Conservative yield sharing: PENX may share only a portion of underlying yield; user yield is variable and not guaranteed.

PENX is not a bank deposit and is not insured by any government agency. Holding PENX involves risks, including sovereign credit risk, operational risk, and regulatory risk.